Regulation And Self Control Are More Important. Dealer Loans Make P2P Safer And More Reliable.

In the near future, for the Internet financial P2P industry, it is a period worthy of attention. As the CBRC announced the regulatory framework reform, the internal institutions were adjusted, private banks were included in the supervision of the city commercial banks, and the P2P net loan platform with frequent risk problems was managed by the newly established Pratt & Whitney finance department.

It is understood that this is the first structural adjustment since the establishment of the CBRC in 2003.

The head of the dealer loan online financial service platform admitted that the P2P industry was seen as a year of explosive growth in 2014. A large number of P2P platforms are constantly emerging, and the annual turnover is far beyond the forecast. Meanwhile, various negative problems are emerging. In the face of this industry development, many strength platforms, including dealer loans, actively call on the relevant functional departments to supervise the P2P as soon as possible, so that the development of P2P industry will soon be on the right track.

Since the entry of P2P industry in China in 2007, the idea of "Inclusive Finance" has never changed. The mode of lending services to small and medium enterprises and serving individual businesses is unchanged.

The combination of net lending and good verification has been developed in a short span of 7 years, which shows that the P2P industry matches the demand heat of the existing capital market. On the other hand, it explains the rationality of the "inclusive value".

P2P net loan as a member of Internet finance, which departments will lead the supervision of early P2P, and can not be finalized.

With the adjustment of the CBRC's department and the establishment of the financial supervision department, we believe that some specific regulatory rules will be introduced soon.

When talking about the topic of self improvement of Internet financial enterprises, the head of the dealer loan platform emphasized that the P2P platform itself constantly standardizing its operation mode, and constantly strengthening the protection of customer funds is imperative and must go ahead.

Only the relevant departments can raise their standards to meet the specifications or even exceed the standard level before giving the specifications. In the face of changes in the market and in the face of normative adjustment, they can not afford to be unhurried.

At present, the P2P net loan platform industry mainly adopts the following four aspects, including the third party trusteeship of funds, the introduction of credit management system to provide customers with credit information, and the whole process of supervision and lending, and the establishment of a risk compensation system.

As the leading Internet online financial service platform in China, traders have also initiated a customer supervisor's participation in the regulatory system. Through the innovative mode of customer supervisor's participation in supervision, the platform's safety factor has reached a new high, that is, five-star security.

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In this unique mode, traders have won the "best brand innovation of Chinese enterprises" in this year's "2014 China brand business event" held in Hongkong.

Not long ago, it won two honorary titles: "China Internet e-commerce integrity demonstration enterprise" issued by the China Electronic Commerce Association and "vice president of e-commerce in China".

Industry experts said that the central bank, the CBRC and other regulators are very concerned about Inclusive Finance, and the development of Inclusive Finance needs to promote the integration of online and offline businesses.

The establishment of the CBRC's inclusive financial sector is conducive to the establishment of an effective mechanism for the development of Inclusive Finance and the development of online and offline businesses.

P2P net loan platform determined by the Pu Hui financial work department supervision, will help promote the P2P network loan platform better development.

In order to truly promote the prosperity and development of the P2P net loan industry, we must also carry out "both inside and outside" in the two levels of corporate self perfection monitoring and administrative supervision, so that all the ordinary people who are benefited from financial benefits can be effectively ensured in the process of investment and financing.